Bankruptcy and Debt Relief help for residents in Alabama, Florida, Mississippi, and Tennessee. Contact a local Bond and Botes office near you to get started. 877-ONE-DEBT.
Bankruptcy and Debt Relief help for residents in Alabama, Florida, Mississippi, and Tennessee. Contact a local Bond and Botes office near you to get started. 877-ONE-DEBT.
Write, Click or Visit one of our Alabama, Florida, Mississippi, or Tennessee offices to get started on you path to a fresh start financially.
 
 
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There are myths about bankruptcy,and then there is the truth about bankruptcy. The answers you need are here.
   
 
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Bankruptcy in the news
 


Contact Congress.. send a message to help keep as many people in their homes...!

Make sure Congress helps keep as many American families in their homes as possible in order to help end the foreclosure crisis ... and get the U.S. economy back in good health. Let your elected officials know that judicial modification of mortgages in foreclosure is urgently needed as part of the housing crisis bill!

Join the campaign to "Save our Homes" by sending a letter to your legislators by visiting the NACBA (National Association of Consumer Bankruptcy Attorneys) website.
 


 

Or you can phone your Congressional representative

TOLL FREE LINE: 877.354.4958

 

 

 

Stop debt now, bankruptcy can help!
 


IT'S NOT TOO LATE! YOU CAN STILL FILE FOR BANKRUPTCY DEBT RELIEF!


The truth is that is you can still do most everything under the new law that you could do under the old law, though creditors and collection agencies want you to believe otherwise.

There is still PLENTY of help for those seeking to eliminate debt, to get a fresh start under the Federal Bankruptcy Law.

Filing bankruptcy does a lot of things, but one of the main things it did under the old law, and still does under the new law, is to help you, and other good, honest, hard-working people get rid of unsecured debts and keeps bill collectors under control. Find out if bankruptcy protection is right for you!

A decision to file for bankruptcy should be made only after determining that bankruptcy is the best way to deal with your financial problems.

Stop harassment, stop repossessions, stop foreclosures, stop lawsuites.. Keep your car, your home, your wages, youw furniture.
Take  Your First Step To Financial Freedom!
The New bankruptcy law offers you protection!

Contact Us Today For a FREE Consultation!
Locate an office near you

We help residents of Alabama, Mississippi, & Tennessee
 


IS YOUR CAR ABOUT TO BE REPOSSESSED?
We can help you keep your car!

STOP FORECLOSURE & SAVE YOUR HOME!
Find out how we can help you stay in your home!


Think filing for bankruptcy is immoral?
See what the bible says

 

BANKRUPTCY, THE END OF CREDIT?
Not necessarily true, says SmartMoney.com

The decisions whether to file for bankruptcy protection is not an easy one. Among the numerous concerns, one that is typically front and center is the worry that your credit rating will be so damaged that securing a loan — even at a lousy rate — will be darn near impossible.

But here's some surprising news: In many cases, the damage done to credit isn't nearly as bad as expected. Over the long run, obtaining a score high enough to make you eligible for very competitive rates isn't out of the question.


Bond & Botes works for you. Our job is to help you get relief from your debts. We’ll help you stop foreclosure, stop liens, stop garnishments, stop repossessions, stop harassment and stop those phone calls from creditors! How? We are Debt Relief Agencies and Attorneys at Law who help people file for bankruptcy relief under the Bankruptcy Code. Credit card companies, banks and other lenders have lawyers to represent them … our job is to represent you!

We’ve helped thousands of clients – people just like you – get relief from millions of dollars in debt. We’ve saved people’s homes, cars, furniture, jobs and peace of mind. We’ve stopped the harassment, the phone calls and letters, the garnishments, liens, repossessions and foreclosures. At
Bond & Botes, WE STOP DEBT so you can go on with your life.

 

 

Bankruptcy in the news
 



Filing for Bankruptcy... find out if it's the right option for you.

 
Attorney Brad Botes appears on Birmingham's local ABC station, 33/40 News, to discuss the option of Bankruptcy and when you should explore it as an option. (Flash Player is required to view this video)

  Posted: May 4th, 2009
  ABC 33/40 - Birmingham, AL



If you think Bankruptcy if only for the poor, think again...  

  Posted: April 9th, 2009
  Comcast.net Smart Money

What does Walt Disney, P.T. Barnum, Anna Nicole Smith, Heidi Fleiss, and Donald Trump Have in common? They and 30 other well known celebrities have filed for Bankruptcy.

Famed entrepreneur Donald Trump was $900 million in debt in 1990, but clawed his way back to the top after financial restructuring. Bankruptcy protection can help people of all financial make-ups. Find out more celebs who have sought protection under the Bankruptcy Code. (read more)
Read more...
 

10 Things Credit Card Companies Won't Say  
  Posted: March 11th, 2009
  SmartMoney.com

Responsible credit card management is important to a healthy financial future for every consumer. Learning how to use credit responsibly is a key factor in bolstering your credibility and avoiding possible bankruptcy. Many people find out all too late that there are sometimes catches and quarks that go along with using credit cards and wind up paying for it the hard way.

SmartMoney Magazine takes a look at 10 things Credit card companies won't say to the consumer. Increasing interest rates, over limit fees, and universal default rates, all a good thing... for them. But how does this all affect you? Nancy Nall Derringer takes a look at this and more including the question, "are credit card companies part of the identity theft problem?"
Read more...

 

House of Cards: The Faces Behind Foreclosures 
  Posted: March 4th, 2009
  Time Time.com

Jeff Wagoner is a bankruptcy attorney in Kansas City, Mo., with the brush-cut hair and clear eyes of a former Navy aviator. From his office in a tower on a hill, he can see miles of prairie and a world of hurt. Wagoner's clients (and he has plenty these days) range from folks who had no business ever buying a house to folks freshly fired from executive suites. Based on his survey of the economic wreckage, Wagoner's conclusion is that even the slightest miscalculation or change in circumstances could send another customer through his door: "There are not a lot of second chances out there right now."
Read more...


Debt-Relief Firms Attract Complaints 

  Posted: February 2nd, 2009
  The Wall Street Journal, wsj.com

As the economy weakens, a growing number of consumers are paying big money for services from debt-settlement companies that purport to help them settle their debts for a fraction of what they owe.

Debt-settlement companies generally advise clients to make monthly payments into a special account instead of paying creditors. The firm promises to use the accumulated cash to settle debts for pennies on the dollar. They often charge hefty up-front fees, and their tactics can trash customers' credit scores, boost their tax bills and leave them in greater debt than when they started. 

 

The Case For Walking Away 
  Posted: January 7th, 2009
  Newsweek, newsweek.com

Most families, honorable to the end, struggle longer than they should trying to repay their debt. If you're reaching the end of your rope, don't try to hold on. Save what you can. Read about some of the common mistakes people make in delaying the decision to go bankrupt. Walking away from your debt can in fact be the right answer for many people drowning in debt! You may also view this article in PDF format. (requires the free adobe acrobat reader)
 


> MORE BANKRUPTCY NEWS

Bankruptcy information contained in this section may not necessarily be written or provided by Bond and Botes directly.
 

 

 


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